We Offer Specialist Wealth Protection Advice

Care4Wealth has qualified wealth protection specialists (Authorised Representatives) who can provide personal advice services for your particular needs. Whether you are  self employed, a business owner, a professional or have a family we tailor our advice to meet those specific needs.  If you would like the peace of mind of receiving personalised insurance advice and discussing your needs with a qualified dedicated adviser then please contact us. This service may be appropriate if you:

  • Want help in understanding the risks and how these can be addressed
  • Are unsure what types of insurance are available and what each type of insurance does
  • Are unsure how much cover you need
  • Want to find the most cost effective and quality cover
  • Want to find out the best way to tax effectively structure your cover
  • Want non nonsence advice from someone who is a specialist in this area

What is Personal Advice and what does it involve?

Personal advice aims to take into account your personal objectives financial situation and needs so that any advice is appropriate to your needs. When giving personal advice we are required by law to conduct a ‘Needs Analysis’ to determine your relevant personal circumstances before making any recommendations. Unlike many internet sites we feel we can only give you worthwhile advice when we really understand what is important to you. Remember we might only get one chance to get it right in the first place.

We will work with you to understand your personal and financial objectives. This enables us to better understand your personal situation and tailor our advice to your needs. All information is treated as private and confidential and subject to our privacy policy contained in our Financial Services Guide.

After we understand your particular needs we will discuss with you your options to address those needs. Recommendations will be given on the type of cover, level of cover, best cover from a quality and cost point of view and how to best structure your cover.

You will receive a written Statement of Advice setting out:

  • Summary of your situation
  • Your primary objectives
  • Your life insurance needs
  • The scope of the advice
  • Product recommendations
  • Remuneration disclosure
  • Actions to proceed

Contact us on 1300 822 902 to have an adviser call you at an appropriate time.

 

Ongoing Services & Advice

Like any regular home maintenance program, structures that are put in place should be regularly reviewed to account for changing needs.  Care4Wealth offers a free ongoing service for clients to review their policy on an annual basis should their circumstances change.

 

Disclaimer
The information contained in this website has been prepared for general information purposes only and not as specific advice to any particular person.  Any advice contained in this website is General Advice only and does not take into account any person’s investment objectives, financial situation and particular needs.  Before making any investment decision based on this advice, you should consider, with or without the assistance of a financial adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances.  A Product Disclosure Statement on any financial product mentioned in this presentation should also be obtained and read prior to proceeding.